Over the past few decades, developing countries have increasingly used microfinance, the practice of making small loans to the working poor. TrickleUp, Kiva.org, and more than 3,6000 microfinance institutions worldwide offer hope for a more cost-effective method of empowering the poor. However, until now, little academic research has looked at the loans’ actual impacts.
Do no harm. In the effort to manage the forest habitats of the endangered Indiana bat, naturalists must always, always, first consider the impact on this nocturnal mammal. Bats perform a vital ecological role, feeding entirely on flying insects; a single bat can consume thousands of mosquitoes each night.
In the near future, the world’s fastest supercomputers will incorporate millions of processing elements, a substantial increase in scale over the high performance computing systems in use at leading research centers today. At the same time, however, the rates at which users can access data storage devices, such as hard disks, are not increasing at the same rate.